The reason to retain a lawyer is to give you time to recover from your injuries without having to worry about anything else, such as dealing with the insurance company, coordinating the repairs to or total loss of your vehicle, locating a doctor to treat you for your injuries, etc. My office handles all of this for you when you become a client.
A lawyer who specializes in personal injury law knows how to communicate with insurance companies, healthcare providers, and defense attorneys. I prefer to become involved soon after the injury occurs. There is important investigation that should be conducted immediately. Witnesses need to be interviewed while the event is still clear. Evidence should be preserved, and photographs of damaged automobiles, the scene of the accident, and your injuries should be documented as soon as possible.
If you have any questions whatsoever, my office is always happy to provide you with a free legal consultation. When in doubt, call a lawyer for advice. It costs you nothing to call my office at (805) 496-2244 or email me at firstname.lastname@example.org.